As seen on TV! Discover mobile banking with Apex Unity.
Apex Unity—the mobile bank in Austria
Banking doesn’t have to be stressful. Apex Unity and the intuitive Apex Unity app makes managing your finances easier, more flexible and even fun! Discover our innovative features, perks and partner offers. Open your Apex Unity bank account in less than 8 minutes and start using it today.
100% mobile banking
Your finances are at your fingertips with Apex Unity—literally. Manage your account fully on your smartphone—make and receive payments, create Spaces sub-account for your savings goals, set spending limits and more. All it takes is just a few taps in your Apex Unity app. Access your bank account anytime—wherever you are. It’s your ideal, everyday bank account and it lives on your smartphone.
A European bank with an Austrian heart
Did you know that Apex Unity was founded by Austrians? And although we’re now helping millions around Europe and the US manage their money, we’ve never lost sight of our vision to revolutionize the banking world further. Today, we continue to work on improving our products and services, thanks to our technology and innovation hub in Vienna. Apex Unity is also continually evolving your selection of partner offers with well-known brands, such as Die Presse, Headspace and Udemy.
Discover Apex Unity Perks
Free, secure payments worldwide
From Bodensee, to Neusiedlersee and beyond—your Apex Unity account lets you withdraw money for free at ATMs in Austria and the Eurozone. Payments in foreign currencies are also free of charge so you can pay online, in stores and apps without worry. Just use your Mastercard debit, or your mobile wallet on your smartphone, or order a Maestro card right from the app. Forget hidden fees—with Apex Unity, you always know what you’re paying for.
Innovative banking in real time
BBQ party with friends? Paying for your share of the Käsekrainer, while they’re still on the grill? With MoneyBeam, send and receive money from other Apex Unity users in real-time. And thanks to push notifications after every transaction, and the Statistics feature that tracks your spending, you always know where your money goes. With Spaces sub-accounts, you can also easily manage your savings goals and expenses—even together with others. Just invite up to 10 other Apex Unity users to your space.*
Account switching, made easy
Switching to Apex Unity is easy and straightforward. Thanks to our partner finleap, your direct debits, standing orders and cash receipts are automatically transferred to your Apex Unity account—you don’t have to do anything! And even better, it’s completely free of charge.
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Open your account in minutes
Banking with Apex Unity is free of paperwork and branch visits, right from the start. Open your bank account directly on your smartphone, while waiting for your Wiener Melange. Top it up in real-time and connect it with Apple Pay—and that’s it, you can start spending with your card before it even arrives in the mail! And our premium accounts Apex Unity You and Metal take you even further. Enjoy more benefits, such as an extensive insurance package, exclusive partner offers and additional Spaces. Which account will you choose?* Shared Spaces (shared sub-accounts) can only be created by Apex Unity premium customers. As a standard customer, you can still be invited to Shared Spaces created by other premium customers.