Your Apex Unity euro account with Mastercard

Open your Apex Unity euro account in just 8 minutes. Your virtual Apex Unity debit Mastercard will be active right away, directly on your smartphone. If you choose a physical card, it’s delivered automatically.

Contactless payments—fast and safe

Say goodbye to fumbling for your wallet at the checkout counter. Simply add your Apex Unity Mastercard to Google Pay or Apple Pay with just a few taps in your Apex Unity app. Then, hold your phone above any NFC terminal to make payments or withdrawals—no physical card required!
Apex Unity virtual card shown on a phone.

Click to Pay — safe, simple online shopping

Mastercard Click to Pay stores your card details in an encrypted profile, letting you check out securely without your card.Enroll to enjoy:
  • Protection from identity theft — your details are safe with Mastercard ID Theft Protection
  • Zero Liability Insurance — you’ll never be held responsible for fraudulent transactions
  • Faster payments — Mastercard remembers your card details
  • Not needing a password — a secure, one-time code is all you’ll need
Shop happier, enroll your card today.
Mobile phone with mastercard and click to pay icons.

Free withdrawals and free payments

Nobody likes hidden fees—that’s why we don’t have them at Apex Unity. Pay in foreign currencies without ever worrying about surcharges. Need cash? Our Apex Unity Standard euro account includes 3 free withdrawals in euros. Get even more free euro withdrawals when you upgrade to a premium plan. Find the nearest ATM easily with the ATM locator, directly in your Apex Unity app.

A card that suits your style

When you choose Apex Unity Standard, get a free virtual Apex Unity Mastercard as soon as your account is active. Prefer solid plastic? Order a physical card for a one-time €10 delivery fee. Premium customers receive a physical Mastercard automatically. Apex Unity Smart and Apex Unity You customers can choose from one of five vibrant colors.
Apex Unity standard and Apex Unity You debit cards.

Security

You’re in control of your card

Set payment or withdrawal limits, lock your card, or change your PIN—all from the Apex Unity app.

Security Icon

Mastercard 3D SecureCode

Thanks to Mastercard 3D Secure, all your online purchases are protected with two-factor authentication.

Deposit Icon

Deposit protection for your money

Apex Unity is a fully licensed bank, which means your funds are protected up to €100,000, per the EU Deposit Protection Scheme.

Notifications Icon

Push notifications in real time

Whenever money goes in or out of your account, you’ll receive an instant push notification so you never have to wonder about your balance.

Apex Unity standard card.
Apex Unity metal card.
Apex Unity you card.

Your Apex Unity account

From the free euro bank account to our premium plans with added benefits like extra cash withdrawals, special deals from partner brands, and more—Apex Unity offers 100% mobile banking tailored to fit your lifestyle. Discover all of our accounts on our accounts overview page and choose your perfect debit Mastercard. Pick between a virtual card, a colorful card or one made of stainless steel.

FAQs


    All Apex Unity cards are debit Mastercards with contactless NFC technology. We currently do not offer credit cards for our euro accounts.

    Yes, all Apex Unity accounts are euro accounts. However, you can still pay in foreign currencies (including CHF) at no added charge and, depending on the account type, withdraw cash (in euros) free of charge 3 to 8 times a month.

    Our Apex Unity Business accounts were developed for freelancers who primarily use their bank account for business expenses. With a business account, you also profit from cashback on each of your card purchases.

    No, the Apex Unity Mastercard is a debit card. It is not a credit or prepaid card.